Corporate Profile

TrustCo Bank Corp. NY operates as the holding company for Trustco Bank. The Bank provides personal and business banking services for individuals, partnerships, corporations and other entities. The company offers checking accounts, savings accounts, retirement accounts, time deposits, money market accounts, and credit cards. Its loan portfolio comprises residential and commercial mortgages, home equity lines of credit, installment loans and commercial loans. In addition, the company serves as executor of estates and trustee of personal trusts, employee benefit plans, corporate pension, and profit sharing trusts. It also provides asset and wealth management services, estate planning and related advice, credit cards, trust and investment services, custodial services, and online banking services.

The company currently operates 143 banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York, Brevard, Charlotte, Collier, Flagler, Hillsborough, Flagler, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida, Bennington County in Vermont, Berkshire County in Massachusetts and Bergen County in New Jersey. The largest part of such business consists of accepting deposits and making loans and investments. Trustco Bank also lends in Essex and Fulton counties of New York, Essex, Hudson, Morris, and Passaic counties of New Jersey, Lee, Marion, Pasco, Pinellas, St. Johns, St. Lucie, and Sumter counties of Florida, where it has no physical locations. The company has focused on growing its branch network outside of its traditional markets in the Capital Region of New York State, opening offices in targeted markets in Florida and in and around the Lower Hudson Valley region of New York. The expansion strategy has enabled the company to significantly reinvigorate deposit and loan growth beyond what it had been experiencing in its slower growth traditional markets. Despite the branch expansion program, the company has controlled expenses resulting in an efficiency ratio that remains among the best in the industry.

The company was founded in 1902 and is headquartered in Glenville, New York.

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Contact Information

TrustCo Bank Corp NY
5 Sarnowski Drive
Glenville, NY 12302

Corporate Secretary
Michael Hall
(518) 381-3842

Investor Relations
Assistant Corporate Secretary
Lauren Maxwell
(518) 381-3673

Transfer Agent
P.O. Box 505000
Louisville, KY 40233-5000
Toll Free: 1-800-368-5948

For Overnight Delivery:
462 South 4th Street, Suite 1600
Louisville, KY 40202